Browse Category: Passive Spending

All About Transition Budgeting and How it Will Finally Fix Your Finances


Whether we’re talking about hitting the gym, calling mom more often, or reining in our budgets, resolutions are gleaming, beguiling peaks that few ever climb. The thing is, there’s something lurking under our resolutions; often unacknowledged, it resists change, anchoring us to our old habits. Maybe you’re too tired when it comes time to leave for the gym and you promise yourself you’ll go tomorrow. Maybe a Netflix show is starting just as your reminder to call mom chimes. You know how it goes. Fortunately, if your resolution is to reshape and master your budget, you’ve got a new best friend that takes into account the human inclination to resist change; transition budgeting.

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Do This One Thing to Stop Pre-Approved Credit Cards Sent in the Mail

pre-approved credit cards sent in the mail

America loves credit cards. According to data from the Federal Reserve and U.S. Census Bureau, approximately 72% of American consumers – or 167 million Americans – have at least one credit card. However, even with all of these millions of cards already in people’s wallets, credit card issuers are constantly trying to get us to apply for more credit cards. You might feel like your mailbox is clogged with thick envelopes full of offers to apply for pre-screened credit cards. But what do these offers really mean? Can they hurt your credit? And what can you do to stop pre-approved credit cards sent in the mail?

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How Much Do You Really Save When You Cancel Subscription Services?

cancel subscription

The past few years have seen massive growth in options for subscription-based services, whether it’s app-based, online video streaming or streaming music services or even traditional monthly fees like gym memberships. Now many consumers are beginning to wonder if it’s time to cancel subscription services as they look back on how the costs are adding up.  

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The easiest way to manage your paid subscriptions